Predatory Loans
What type of loans should I stay away from? I am new to applying for credit but because recently I was turned down from getting any credit because I do not have a history of paying my bills on time, I find that I need to get credit so that I can get a credit score. Not having credit is sometimes worse then having bad credit. So I would like to stay away from loans bad credit so that I can build up my credit score the right way but I am not sure how to go about doing it so that I keep my record clean.